AI expense tracking

Track every expense in one place.

Upload invoices, receipts and bills. SnapCost automatically organizes and shows where your money goes.

M
J
S
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+1k
1,500+ households tracking smarter
Overview · Apartment · March 2026
Total · march
€0.00
3.1% vs feb
Avg · 6 months
€0.00
1.4%
Forecast
€0.00
0.5%
Invoices
12
+4 this month
Housing
€450
+2%
Energy
€198
-5%
Water
€48
+8%
Internet
€89
+0%
Insurance
€110
-2%
Invoice
Category
Period
Amount
Status
City Energy · INV-3029884
Energy
Mar 2026
€72.04
Paid
Water Utility · INV-29283
Water
Mar 2026
€48.00
Paid
NetConnect · INV-3029884
Internet
Mar 2026
€67.26
Paid
SafeGuard Insurance · P-22018
Insurance
Feb 2026
€38.40
Paid
HomeLink Rent · RC/2026-03
Housing
Mar 2026
€450.00
Paid
Reads invoices from your usual providers
EDPMEOSMASGalpNOSFidelidadeVodafoneEndesaIberdrolaSonaeEDPMEOSMASGalpNOSFidelidadeVodafoneEndesaIberdrolaSonae
THE PROBLEM

It shouldn't be this hard to know what you spend.

Tracking your monthly costs sounds simple. In practice, it's three apps, one spreadsheet, and a folder called "bills_final_v3".

Stacks of paper. Inboxes full of PDFs.

Your bills land in five different places — printed, emailed, in a banking app. None of them talk to each other.

#REF!

Spreadsheets that nobody updates.

You started one in January. By April it has three broken formulas and the wrong total.

MARCH 2026!?

No idea when bills repeat or jump.

Did the electricity go up this winter? Did insurance auto-renew? You only find out when the money is already gone.

WHAT YOU GET

A single, calm view of every fixed cost in your life.

From the first upload to the recurring-bill alert, SnapCost handles the work that spreadsheets quietly stop doing after a few months.

€72.04providerEDPdate11 MarcategoryEnergyamount€72.04periodFeb '26

Automatic extraction

Drop a PDF or photo. SnapCost pulls out the provider, date, category and amount in seconds — no typing.

A dashboard, not a folder

Every invoice becomes a data point. See evolution, totals, forecasts and outliers at a glance.

HousingEnergyInternetInsurance

Smart categories

Energy, water, internet, insurance, housing — all auto-tagged, with overrides when you need them.

Lisbon flatHoliday homeStudio

Multiple spaces

One account, separate dashboards for your flat, your holiday home, or your side business.

Jan€72Feb€72Mar€72Apr€72May€72Jun€72EDP · monthly · auto-detected

Recurring detection

We notice when a bill repeats and warn you the moment the amount jumps outside its usual range.

INSIGHTEnergy up 18% this monthMostly from your Lisbon flat — likely the newtariff that kicked in on 12 Mar.See breakdown

AI insights

Plain-language breakdowns: what changed, why it likely changed, and what to do about it.

HOW IT WORKS

Drop your invoices. Watch them turn into data.

Drag a receipt from the inbox onto the drop zone. SnapCost extracts the amount, date, service and provider in seconds — try the live demo below.

Step 1 · Inbox
Drop receipts here to parse
PDFs and photos · max 25 MB per file
PDF
EDP-fatura-mar.pdf2.4 MB
PDF
smas-agua-fevereiro.pdf1.1 MB
PDF
meo-internet-2603.pdf0.8 MB
PDF
fidelidade-mar.pdf1.6 MB
Parsed · this month
0/4 invoices
Nothing parsed yet. Drag a receipt from the left.
Start tracking for free No setup. Cancel anytime.
WHO IT'S FOR

Built for anyone with more bills than time.

Whether it's one flat or fifteen — SnapCost scales from a single household to a small team without changing the workflow.

Households

For families and flatmates

Track every utility bill across the year. Split fairly when you need to.

  • Shared spaces for the household
  • Annual + monthly totals
  • Renewal reminders
Freelancers

For freelancers

Keep work expenses separate from your home life — and ready for taxes.

  • Tag deductible expenses
  • Export CSV / PDF
  • Recurring subscriptions caught
Owners

For property owners

Run multiple apartments side-by-side without losing track of any of them.

  • Unlimited spaces (Power plan)
  • Per-property dashboards
  • Spaces comparison
  • One total for the year
Small teams

For small businesses

Office bills, utilities, insurance — expenses too small for accounting software.

  • Invite teammates
  • Role-based access
  • Audit-friendly history
SHARED SPACES

One space. Everyone on the same numbers.

Invite your partner, your flatmates, or a co-founder. Everyone sees the same dashboard, in real time — and you keep a clean history of who did what.

  • Roles & permissions — viewer, member, owner.
  • One annual total, fairly split when you want it.
Start tracking for free
Lisbon flat · activity
MTJR
LIVE
M
Mafalda uploaded EDP · FT A 3029884 · €72.04
2m ago
T
Tomás tagged Vodafone as Internet
18m ago
JR
Joana R. set Fidelidade to recurring · monthly
1h ago
M
SnapCost detected a €14 increase on EDP
3h ago
T
Tomás exported March 2026 as PDF
yesterday
COMING SOON

See how your costs compare to your city.

Find out if you pay more or less than your area's average — by category.

Electricity€74/moLisboa
💧
Water€28/moLondon
📡
Internet€35/moBarcelona
🔥
Gas¥8,200/moTokyo
🛡️
Insurance$142/moNew York
📍
Your cityAvailable soon
Coming soon
PLANS & PRICING

Simple pricing. No surprises.

Start free. Upgrade when you need more spaces, more history, or your whole team in.

Starter
Free

Try SnapCost with a small household.

  • Up to 5 uploads per month
  • 1 space
  • Basic dashboard
  • Limited history (6 months)
Professional
39/year

For households and freelancers tracking every category.

  • Unlimited uploads
  • Up to 3 spaces
  • Complete history
  • Export data
Starter
Professional
Power
Invoice uploads
5 / month
Unlimited
Unlimited
Spaces
1
Up to 3
Unlimited
History
6 months
Complete
Complete
Export data
Spaces comparison
Spending trends & alerts
AI analytics
Shared spaces
Priority support
LOVED BY USERS

Real people, real savings.

Families, freelancers, and property owners use SnapCost to finally understand where their money goes.

We finally know exactly what our household costs each month. No more guessing, no more spreadsheets.

MC
Mafalda C.
Family of 4 · Lisbon

I upload receipts in seconds and SnapCost does the rest. Tax season is no longer a nightmare.

RL
Ricardo L.
Freelancer · Porto

Managing bills across three properties was chaos. Now I compare costs side by side in one dashboard.

AS
Ana S.
Property owner · Algarve

The AI caught a billing error I would have missed. Already saved more than a year of subscription.

JP
João P.
Small business · Braga
FREQUENTLY ASKED

Questions, answered.

What is SnapCost?
SnapCost is an AI-powered expense tracker that lets you scan invoices and receipts to automatically extract and organize your financial data. Upload a photo or PDF of any bill and the system reads the provider, amount, date, billing period, and category in seconds — no manual data entry required.
How does SnapCost work?
Take a photo of an invoice or upload a PDF. Our AI reads the document and extracts the key data automatically: provider name, amount, date, billing period, and expense category. The expense is added to your dashboard where you can track trends, compare months, and see category breakdowns — all without typing a single number.
Is SnapCost free?
Yes. The Essential plan is free forever and includes AI invoice parsing, category tracking, and a monthly overview. Paid plans start at €4.99/month and unlock unlimited uploads, multiple spaces, advanced analytics, and shared access for families or teams.
How does AI invoice parsing work?
SnapCost uses optical character recognition (OCR) combined with a large language model to read invoices. The system identifies the provider, extracts the amount, detects the invoice date and billing period, and assigns a category. It works with photos, scanned documents, and digital PDFs from any provider in any format.
Can I track expenses for multiple properties?
Yes. SnapCost uses a multi-space system so you can create separate spaces for each property or context — your home, a vacation house, an office, or a rental property. Each space has its own expenses, categories, and analytics, keeping everything organized without mixing data.
What file formats can I upload?
You can upload photos (JPG, PNG) taken with your phone camera and PDF documents. Whether it is a printed receipt you photograph or a digital invoice from your email, the AI processes both equally well.
Does SnapCost connect to my bank?
SnapCost takes a different approach from bank-linked apps. Instead of importing bank transactions, it reads the actual invoices and receipts — which contain richer data like billing periods, provider details, and consumption breakdowns. This works regardless of your bank, country, or payment method.
Can I use SnapCost for my family and business?
Yes. With multiple spaces, you can manage household expenses in one space, a small business in another, and a shared vacation property in a third — all from the same account. Family members or team members can be invited to contribute to a shared space, making it easy to track collective spending.
What languages does SnapCost support?
SnapCost is available in Portuguese, English, and Spanish. The AI invoice parser works with invoices in any language — it reads the document structure rather than relying on language-specific templates.
Do I need accounting knowledge to use SnapCost?
Not at all. SnapCost is designed for beginners. There are no budgets to configure, no categories to set up manually, and no accounting jargon. Upload your first invoice and the system organizes everything automatically. Patterns and insights emerge from your data as you add more expenses.
Is SnapCost a budgeting app like YNAB or Monarch Money?
No — SnapCost is an expense tracker, not a budgeting app. Budgeting apps like YNAB or Monarch Money connect to your bank and help you plan how to spend your income. SnapCost reads your actual invoices and receipts to show you what your properties and fixed expenses really cost. Different problems, different tools — and they work great together.
Can I use SnapCost if I already use a budgeting app?
Absolutely. Many users pair SnapCost with a budgeting app. The budgeting app tracks income and discretionary spending, while SnapCost handles the invoices and bills that banks categorize poorly — electricity, water, insurance, condo fees. SnapCost gives you billing period context, provider history, and cost trends that bank transactions alone cannot provide.
SAY GOODBYE TO SPREADSHEETS

Start tracking your expenses today.

Create a free account and get full visibility over your costs in minutes.